Salient Features

  • Empowers urban poor households by linking them to SHGs.
  • Provides interest subsidies for SHG-bank linkages (additional 3% for women SHGs repaying on time).
  • Supports skilling, micro-enterprise development, and credit for street vendors.
  • Beneficiaries: Urban poor, SHGs, and street vendors.
  • Implementing Authority: NSDC, Respective Ministries.
  • Tools: UNDP-DAY-NULM, NIPUN, PaiSA Portal.