Salient Features
- Improves financial access for MSMEs (Micro, Small & Medium Enterprises).
- Offers three types of loans: Shishu (up to ₹50,000), Kishore (₹50,000 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh).
- Beneficiaries: Small businesses, MSMEs, and non-farm sector enterprises.
- Implementing Authority: National Credit Guarantee Trustee Company Ltd.